xmOne
Mobile Top-Up & Application Platform
xmOne is a patented platform that provides a secure environment to perform mobile phone services. It is a standalone system hosted at a secure Canadian hosting facility. Functionality provided by xmOne includes:
- Secure Mobile Top-Up to a Prepaid account
- Transaction authorization/processing
- Check Balance
- Account notification
- Emergency alerts
xmOne is designed with modularity in mind - each service is offered as a module and is installed when requested, allowing for future upgrades.
Case Study: University & College Campus Card Systems
Most universities and colleges operate a campus card system allowing for students and staff to use their identification cards as debit cards to make purchases on and around campus (often known as 'flex-dollars'). In order to add money to their flex-dollar accounts, cardholders must transfer funds from a credit card, bank account, cash, etc.
Limitations of Current Top-up Solutions
- Campus Card Office - restricted by office hours and specific locations
- Automatic Deposit Machines - ADMs are costly and also location limited
- Web - poses risk at public computers, lacks point-of-sale convenience
The xmOne Solution
xmOne allows students to perform transactions such as deposits and balance checks from their cell phones. Interfacing with a school's existing campus card account system, xmOne can leverage the same account infrastructure (account number and PIN) already familiar to students. In addition, xmOne can be branded to suit each individual school, to ensure a seamless user experience.
xmOne Benefits for Students
- Accessibility - Students can add money to their meal/flex dollar account at any time and place, and out-of-town parents can easily add money to their child's account.
- Cost Savings - Elimination of transaction fees from ATM cash withdrawals
- Convenience - Students no longer need to carry cash around campus, can use their student card for all purchases
xmOne Benefits for Universities & Colleges
- Added convenience increases usage of flex-dollar ecosystem (Increases ROI and encourages merchants to join)
- Reduced overhead from ADMs as well as reduced burden on faculty and staff
- Seamless integration with any campus card provider - no need to switch providers and you can retain any existing interfaces to your system (web, terminal, etc.)
- Customizable - Brand it for your university or college
And of course, all transactions and information are protected by Xtreme Mobility's state-of-the-art secure encryption technology.
To see xmOne in action, please visit the xmOne website at Wilfrid Laurier University!